Do You Have Any Questions?
How Can I Learn About the Terms, Limits, and Exclusions of My Policy?
To understand the terms, limits, and exclusions of your policy, you should refer to the Declaration Pages issued by the insurance companies. These documents provide detailed information about your commercial insurance, including all important terms and conditions.
In most cases, insurance companies issue the Declaration Pages when the policy is activated and send them as part of our initial welcome package. However, some insurers may take a little longer to provide these documents to the agency.
If you do not currently have your Declaration Pages or need to access them again, you can request them by sending an email to info@protectosolutions.com.
What types of commercial auto insurance do you offer?
We provide various insurance solutions, including Liability Insurance, Physical Damage, Motor Truck Cargo, General Liability, and Workers’ Compensation. Our coverage is tailored to meet the unique needs of trucking businesses.
How can I get a quote for my trucking business?
Getting a quote is simple! Fill out our contact form or call us at +1 (954) 200-2727, and one of our specialists will provide a customized insurance solution based on your business needs.
What factors affect the cost of my insurance premium?
Several factors influence your premium, such as the type of truck, coverage limits, driving history, operating state, and the number of vehicles in your fleet. We work with top-rated insurance carriers to offer the best rates.
Do you offer coverage for all types of trucks and commercial vehicles?
Yes! We cover a wide range of commercial vehicles, including semi-trucks, box trucks, dump trucks, tow trucks, and more. Our policies ensure that your vehicle is protected no matter where the road takes you.
What should I do if I need to file a claim?
If you need to file a claim, contact us immediately. Our team will guide you through the process and assist you in submitting all necessary documents to expedite your claim and get you back on the road as soon as possible.
Can I customize my insurance policy?
Absolutely! We understand that every trucking business is different, so we offer personalized coverage options tailored to your specific needs.
Why should I choose Protecto Solutions for my trucking insurance?
We are committed to providing reliable, affordable, and customized insurance solutions for trucking businesses. Our expert team ensures that you get the best coverage at competitive rates, allowing you to drive with confidence.
What Are the Ratings of the Insurance Companies You Work With?
At Protecto Solutions, we collaborate with a wide range of insurance companies that offer commercial insurance policies, each rated by specialized industry agencies such as AM Best or Demotech.
These ratings range from “Non-Rated” (without a rating) to “Rate B” and “Rate A”, reflecting the financial strength of the insurers and their ability to fulfill claims. Additionally, we work with Risk Retention Groups when necessary to meet specific coverage needs.
Every trucking business is unique, and factors such as your history, type of trucks, and transported goods determine the most suitable insurance provider for you.
Can I Modify Coverage When Purchasing Insurance?
Yes, when purchasing your insurance policy, you have the flexibility to adjust coverage based on your specific needs. However, it’s important to note that any modifications will directly impact the final cost of your policy. We recommend carefully evaluating your level of protection before making a decision to ensure you have the right coverage for your business.